Approval spend s$4500 within the amex plat card. ; Earn 5x points. Approval spend s$4500 within the amex plat card

 
; Earn 5x pointsApproval spend s$4500 within the amex plat card  Established: 2006, with an added Credit Extended to Covered Borrowers provision taking effect in 2017

And the AMEX Platinum cards come with extremely valuable bonuses! The Platinum Card® from American Express card comes with a 60,000 AMEX Membership Rewards point bonus after you spend $5,000 on purchases within the first 3 months of. m. Enjoy a welcome bonus of 3% Cashback on eligible purchases, capped at S$5,000 spend, within the first 6 months. Becky Pokora. 1 Though the fee is paid once a year, the math works out to about $58 a month. And, unlike some previous Amex Platinum offers, this offer is comprised of two parts. It’s fair to say $695 is a lot of money. 4. That said, the only issue with the card might be the acceptance, but it’s understandable that those who get this card are. However, you might be able to earn a higher welcome offer through a friend or loved one's referral link . The following purchases. Earn 75,000 Membership Rewards® Bonus Points. Cardmember agreement states no annual fee for first year, then $595 on renewal. Plus, you'll earn up to $200 back in statement credits for any spending in the first three months. Here is how you can check for pre-qualified offers: First, go to americanexpress. Once you're approved for The Business Platinum Card® from American Express, you'll be able to earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases within the. Last week, I did a mini App-O-Rama for 4 new cards: American Express Business Platinum Charge Card – 100,000 AMEX Membership Reward Points after spending $15,000 in 3 months (instantly approved); Barclays JetBlue Plus Credit Card – 30,000 JetBlue TrueBlue. S. Amex Platinum interest rate. 2023. There’s no standard credit card fee. Plus. This is a good bonus for a card that doesn’t get much attention. 80 (incl. A Gold card's annual fee is $250 per year; the Platinum card's annual fee is $695. But the truly unique element of the offer is a bonus multiplier on non-travel items. 11, 2023, and TPG values this bonus at $1,260. Learn More. Our Verdict. Earn 2 points for every $1 in Card purchases for eligible travel 4. Learn More. Link your Venmo and/or PayPal accounts. Why We Like It: The Blue Cash Preferred® Card from American Express is the best American Express credit card because it offers exceptional cash back rewards at a reasonable price. m. There’s no registration required, but rather you just have to add your Amex Platinum to your PayPal. 5% of the Cash. Here’s a brief summary of the five new statement credits and their key terms: No. S. TERMS AND CONDITIONS. Please know. The Platinum Card® from American Express: Earn 80,000 points after you spend $8,000 on eligible purchases within the first six months of account opening. American Express® Platinum Card. 5 year for TSA PreCheck available per Card account. 2023. 25% cashback on all purchases. 4. Those points are worth $2,400 by TPG's latest valuations, which is reason enough to consider applying. The current welcome bonus for the Amex Platinum is 80,000 Membership Rewards Points after you spend $8,000 on purchases within the first six months of card membership. Per the Amex Centurion Lounge FAQ page: "Starting in 2022, you will be able to check your Platinum Card's spend tracker in the Membership. First, check our Learn More link in the above table. Julian Kheel. The Platinum Card ®. Second Year Fee: Rs. 6 Update: All 150k+$200 special referral links are expired. This is where the confusion starts. The timing of applying now will be obvious to any hobbyists due to the triple-dip: with a single annual fee I can potentially get the benefit of three $200 airline credits – 2022, 2023, and 2024. American Express has launched a new sign-up offer for the AMEX Platinum Charge, which is valid for approvals up till 31 January 2023. 5 cents per mile. 1. Learn More. Earn 75,000 Membership Rewards® points after you spend $5,000 on purchases within your first six months of card membership. forward, you'll need to spend $8,000 (up from $6,000, or a 33% increase) to earn 80,000 Membership Rewards points within your first six months of card membership. As you may know, the Amex Platinum card has one of the highest annual fees out there. supermarkets: American Express® Gold Card. The Platinum Card comes with a $695 annual fee (see rates and fees) and has so many benefits that it's often referred to as a "membership card" — a card that you keep for its benefits rather than its earning potential. A credit for the amount you transferred will post to your Card Account within 24-36 hours (you’ll see it in the Home tab in the Amex App). You can have a maximum of four five American Express credit cards at one. While there is no set score that will guarantee that you will be approved for an Amex card, you will generally need good to excellent credit to qualify for. Earn 5X Membership Rewards® Points for flights booked directly with airlines. Then consider the value of the. Delta Platinum card members will pay just $50 per person, with up to 2 guests per visit. Return Protection Coverages. Start. Assuming you meet the conditions for receiving a bonus, American Express Preferred Rewards Gold comes with a sign-up bonus of 20,000 Membership Rewards® points for making £3,000 of qualifying spend within the first three months of Cardmembership. Exclusive Perks. Once you’ve enrolled, you can also use your. Receive 127,500 Membership Rewards ® points with annual fee payment and min. But the new card will come with a different expiration date and security code. Send & Split is available in the Amex App if you have a U. ca/travel 5. Post application approval, the membership fee on your existing Card will be reversed on a pro-rata basis with respect to the last. INR 250. Excellent, Good. The American Express ® CapitaCard. The $250-annual-fee card earns 4 points per dollar spent at restaurants, 4 points per dollar spent at U. ii. after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership. The annual fee for the Amex Platinum card is $695 per year. Annual fee S$172. For most people, the best deal will be the card_name. If approved for Global Entry, at no. Welcome bonus: 120,000 Membership Rewards points after spending $15,000 on eligible purchases in the first three months of card. Receive $450 to spend on travel each year 2, rewards points on every dollar spent and complimentary access for you and a guest to over 1,400 VIP Lounges around the world 3. This rule covers all of Amex's cards. 5X Membership Rewards® points for flights booked directly with airlines or with American Express Travel (up to $500,000 on these purchases per calendar year), on prepaid. 2 cents per point, which means that the 90,000-point bonus offer is. Cardholder referral bonuses: American Express offers a fair bonus for referring your friends and family for an Amex Platinum card. So for example, if you spend $150,000 on your Amex Platinum card and $200,000 on your American Express ® Gold Card per year, your aggregate spending across these 2 cards would be around $350,000. The Business Platinum Card® from American Express. Terms apply. There are three steps to getting an instant approval credit card that you can actually use immediately: Online credit card application. Delta SkyMiles® Reserve American Express Card - best for sky club access. Spend $250 or more, get 5,000 Membership Rewards points. The remaining 75,000 MR points requires you to spend S$20,000 in the first six months of approval. Read: Get Your Credit Score on Track With These 3 Tips for. You can only send someone up to $10,000 per transaction from. You will receive the welcome gift within 6-8 weeks of payment of annual fee and upon spending INR 50,000 in first 2 months of Cardmembership. You can use your credit across one or multiple transactions. Sign the back of the card, and you’re ready to start using it. 3 Valid twice a. Platinum service. $799 annual fee. Brilliant® American Express® Card. Our quick take : The Platinum Card® from American Express is the gold standard of luxury rewards. Here's a rundown of how to maximize the benefits of the Amex Platinum Card. The card offers a $189 annual CLEAR® Plus membership credit and an up to $100 LoungeBuddy credit. However, I’ve read numerous data points of readers getting approved at the previous S$50,000 mark, which leads me to believe this is more of a cosmetic. Be rewarded with 300 bonus Airpoints Dollars™ when you apply, are approved and spend $1,500 on your new Card within the first 3 months. The Platinum Card ® from American Express Learn how to apply on our partner's secure site. Earn 5. fees of The Business Platinum. Prepaid Cards, American Express Corporate Cards, American Express Small Business Cards, American Express-brandedReceive up to 135,000 Membership Rewards ® points with annual fee payment and min. We value Membership Rewards points at about 2. Log in to your American Express account and select your eligible Amex card. American Express Platinum Travel Credit Card with ~8. Head to your Amex Platinum home page and click the "Benefits" tab at the top of the screen. That said, it does come with a. This card has attractive perks for Delta loyalists in. You will receive the. Annual fee of $695* See more details about military protections for you and your spouse ; Earn 80,000 Membership Rewards ® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. We also highly recommend checking through the American Express site directly by using the prequalified offer checker. When you apply, are approved and spend $10,000 on eligible purchases on your American Express® Qantas Corporate Gold Card within 2 months of your approval date 1. " You can click either the "Get Started" or "Learn More" button. $59 spend = 1 Airpoints DollarTM5. . Best for Limited or Poor Credit: Revenued Business Card. Right now, the public welcome offer on the Amex Platinum is 80,000 Membership Rewards points after you spend $8,000 on purchases on the Card in your first six months of card membership. Second, new cardmembers can also earn 10x points at U. Apply through the. Airport lounge access in included with card membership. When you factor in the large number of perks that the card offers like the best airport lounge access at over 1,400 lounges, along with tons of annual. On the downside, it charges a steep $695 annual fee that can be too much for your budget if you don’t travel enough in the year to use all the. com), as well as its extra benefits like hotel elite status and airport. For example, you’ll need to provide information such as your name, email address, date of birth, Social Security number, and income. SPECIAL OFFER: Until 9th January 2024, you will receive a huge 100,000 Membership Rewards points (convertible. Discover FICO = 795 Southwest Chase Card 15 months old with $27k limit and $0 balance. Then, click the “Rewards and Benefits” icon. That’s an excellent bonus. Earn 30 000 bonus Membership Rewards® points when you are approved for the card and spend R10 000 within the first three months of activating your new card. Minimum Requirements for an Amex Card Approval; Additional Requirements Based on Data Points; Getting Started. Offer: 55K MR for 4k spend in 3 months. If you can maximize all of its annual statement credits, you're looking at nearly $1,600 in value. The Platinum Charge Card from Amex Singapore. $650 ( rates & fees)Upon checking for Platinum Card preapproval — a good way to check whether you're likely to get approved without a hard pull on your credit — I learned that I wouldn't just be eligible for that 80,000-point welcome bonus: I was targeted through CardMatch for a 150,000-point bonus, after spending $6,000 on the card in the first six. Learn More. 7 cents per point, making 80k points worth $560. According to this, the average Centurion reader (and therefore average Amex Centurion cardmember): Has a net worth of $11. American Express cards are popular with a wide variety of consumers. This bonus is worth $1,600 based on TPG's valuations, thanks to the array of valuable ways to use Amex points. easiest Amex card to. Earn 60,000 Membership Rewards ® points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership. Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Platinum Card within the first 3 months of Card Membership. Among them is the Platinum Card Concierge service. A Walmart+ membership statement credit worth up to $155 when you pay with your card. If you don’t get the instant credit card approval you were looking for, the easiest way to check your Amex application status is by using Amex’s online application status page. From now till 31 January 2023, new AMEX Platinum Charge cardholders will receive up to 135,000 MR points when they sign-up, pay the S$1,712 annual fee (S$1,728 if you sign up in 2023) and spend S$20,000 in the first 3 months of approval. CardMatch is a common way to find increased offers. Spend between $250,000 to $350,000 per year on your Amex credit cards for the personal Centurion card or $400,000 to $500,000 for the business version (though some reports say you need to spend. Earn 180,000 points after spending $6,000 in eligible purchases within the first 6 months. S$204 entertainment credits for news or music streaming services. If you've got The Platinum Card® from American Express,. Its annual fee is only $150, and you can. While there is no set score that will guarantee that you will be approved for an Amex card, you will generally need good to excellent credit to qualify for the best (premium) American Express cards. Step 1. However, there is a solution: You can try to get preapproval for an American Express credit card. 0% for 15 months. Download the Amex App on your smart device. Solid Welcome Offer. Instant approval of that application. You’ll find a variety of welcome offer bonuses for the Amex Gold card, depending on how and when you apply. It’s fair to say $695 is a lot of money. Is 57 years old. The two authorized user options on the Amex Platinum Card. 40 (incl. Please click here for more information. *Platinum Members can choose to convert their Membership Rewards points to Frequent Flyer Miles from Airline Partners. For new to American Express Card Members . ; Earn 5x. Effective immediately, the fee to add authorized users on the personal version of the Amex Platinum Card in the United States has increased significantly:. 24% to 28. Platinum rewards. 99% (Variable) $0. Receive either a statement credit every 4 years after you apply for Global Entry ($100) or a statement credit every 4. 1,50,000 and above; else 50% annual membership renewal fee will be waived off if total spends on American Express Credit Card in the immediately preceding membership. Find Out if. When you pay friends with Amex, there’s no standard Venmo or PayPal credit card fee and you can even do it right from the Amex App. To improve your odds of being approved for the Amex Business Platinum card, make sure you meet requirements like: Have a credit score of 700+. The Amex Platinum consistently has one of the most valuable welcome offers out there. Once you get and use the bonus points, you can cancel the card so you don’t get charged next year. First, check our Learn More link in the above table. This perk can provide cardmembers with up to $200 or $250 — depending on the card — in. 95 miles per S$1*) Terms and Conditions. com, click Cards, then click Check for Pre-Qualified Credit Card Offers. S. Together with Main Street America, American Express is helping underrepresented U. T&Cs. The AmEx airline fee credit is a valuable perk of a handful of American Express premium travel cards. The American Express® Platinum Card is a premier credit card that comes with travel reward points. Credit Limit: Assumed credit limit of £1,200. Previously the fee was a total of $175 for up to three authorized users, plus $175 for each additional authorized user beyond thatThe Platinum Card® from American Express (Terms apply) earns 80,000 Membership Rewards Points after spending $8,000 on purchases on the card in the first 6 months of card membership. These perks come at a cost, though — the card's annual fee is $695 (see rates and fees), making it among the most expensive of all consumer cards to carry. The Platinum Card® from American Express comes with 80,000 Membership Rewards® points after you spend $8,000 on. Platinum service. Spend $250 or more, get $50 back. , 4 Membership Rewards® points per dollar at U. Additionally, the $25 fee will not go toward the annual card fee. You need to be targeted for the 125,000- or 150,000-point offer. The Platinum Card from American Express Exclusively for Morgan Stanley benefits and perks . In this post, we’ll explain the Amex Platinum Airline Fee Credit. and at restaurants worldwide, on up to $25,000 in combined purchases, also in the first six months of card membership. Registration can be done via the AMEX Offers portal, and once completed, is valid till 31 December 2024. D. As part of your Platinum Card® Global Dining Credit benefit, you can receive up to £150 locally and up to £150 abroad to spend at some of the best restaurants around the world. Credit Cardmembers get additional $10 discount, $109/year Delta discount: Platinum/Gold/Silver Medallion Members and Delta SkyMiles American Express Card Members get additional $10 discount, $109/year. First, new cardmembers can earn 75,000 points after spending $5,000 on purchases in the first six months of account opening. American Express Platinum Travel Credit Card rewards you in the following two ways: Earn 1 Membership Rewards Point for every2 Rs. 1. COURTESY OF AMERICAN EXPRESS. If you’re new to credit cards (holding at-least one non-Amex card) and looking for higher credit limit, you may start with Amex Gold charge card – more on the credit limit in detail later. Earning points: 3 points per dollar on dining at restaurants worldwide and takeout and delivery in the U. Here are some of the top cards people want Amex pre-approval for: The Platinum Card® from American Express. And while some of the Platinum card’s benefits. Find out what credit score you need to get approved for an American Express card. The Platinum Card® from American Express: Earn 80,000 points after you spend $8,000 on eligible purchases within the first six months of account opening. The description of the credit on your statement will be Amex Send: Transfer Money. Instantly obtaining a credit card number that you can use right away, virtually anywhere that card issuer is accepted. 1 Spend £10,000 in your first 6 months to earn 75,000 points. 6,000 on eligible purchases within six months of card membership. In exchange for a $695 annual fee, the card. $240 digital entertainment credit: Cardholders get up to $240 in. The Amex Green Card has a solid welcome offer where you can earn 40,000 bonus Membership Rewards points after spending $3,000 within the first six months. Offer Period: Offer - 1. Terms apply. Total Points. The Business Platinum Card® from American Express. Reason 1 – it is easier to hit your sign-up bonus. The Platinum Card ® from American Express and The Business Platinum Card ® from American Express are easily 2 of the most recognizable travel credit cards on the market. Applicants must be at least 18 years old and live in the United States. The current welcome bonus for the Amex Platinum is 80,000 Membership Rewards points after you spend $8,000 on purchases within the first six months of card membership. You spend with Amex, and now you can send with Amex. AMEX Platinum Card Welcome Offer: Receive up to 135,000 Membership Rewards® points (enough to redeem a return trip to Europe, USA or Canada) when you make a min. However, several applicants with credit scores in the 600s have also been approved, even as low as 643. Check To See if You Have Offers;. From now till 31 January 2023, new AMEX Platinum Charge cardholders will receive up to 135,000 MR points when they sign-up, pay the S$1,712 annual fee (S$1,728 if you sign up in 2023) and spend S$20,000 in the first 3 months of approval. amex/sg-platinum> iii. Earn 4 points per $1 spent at U. November 21, 2022. That’s very good, considering the market average initial bonus is $233 . If. New personal Amex Platinum card members can currently earn 80,000 bonus points after spending $8,000 on purchases in the first six months after opening the account. Here are the main details you should consider as you weigh the pros and cons of the Platinum Card from American Express: You earn 100,000 Membership Rewards points when you spend $6,000 on purchases on your card within six months of account openingEarn More Bonus Points. You can also view your Transfer to Card transactions by tapping on the Amex Send Account within the Send tab. Additionally, American Express will consider other factors, such as your debt-to-income ratio. The Platinum Card from American Express Review. . On top of new travel benefits, Platinum Card members now can enjoy a range of benefits aimed at improving their everyday lives. Blue Cash Everyday® Card from American Express: Best no-annual-fee card. If you take out a cash advance. 24% based on your credit score and other factors at the time you apply for an account. S. The Business Platinum Card® from American Express: Best business card for travel Delta SkyMiles® Gold American Express Card : Best Delta card for value travelers Hilton Honors American Express. The Platinum Card has a $695 annual fee. The rep told me that if I waited 90 days and resubmitted the application that I would be approved. Spend * Rs. The annual fee for the Amex Platinum card is $695 per year. The Platinum Card® from American Express is one of the best premium rewards cards on the market thanks to its extensive benefits, from lounge access to monthly statement credits. S. Apply Now. This financial services company offers a vast number of prepaid, charge and credit cards for applicants with good to excellent credit scores -- which FICO considers to be 670 or higher. This is not only the highest Amex Gold card bonus to date, but it also beats the bonus you’ll find on many competing rewards cards. This rule covers all of Amex's cards. In most cases, an online application will take about 10 minutes to complete and will generate a decision in as little as 30 seconds. Between up to $200 in Uber Cash, 5. (If you plan to shop in person, not online, note. CardExpert Rating: 5/5. Right now, new applicants for the Amex Platinum card can earn 80,000 bonus points after spending $8,000 on purchases in the first six months of card membership. Cardholders get $15 per month in Uber Cash. Getty. S. Learn More. 2. For example, some cards provide hotel elite status while others offer travel statement credits. American Express® Gold Card: Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership. Minimum Requirements for an Amex Card Approval. If your Amex application status is denied or pending, you can call 800-567-1083 or 866-314-0237 to speak with a live credit analyst. Earn up to 100,000 Membership Rewards® points when you upgrade to the Platinum Credit Card® from the American Express Preferred Rewards Gold Credit Card®. American Express® Gold Card. The Amex Gold offers two different credits that are worth up to $120 each per year. Earn 4 points per $1 spent on dining, including restaurants, takeout and delivery. 1 Digital wallets are Apple Pay™, Samsung Pay, Google Pay™, Fitbit Pay™, PayPal or Amazon Pay. See rates & fees) offers solid value for most travelers. The Platinum Card ® from American Express Learn how to apply on our partner's secure site. Applicants also must be at least 18 years old and have a physical U. On the same day, I received via mail and app a targeted Amex Biz Plat offer for 155k. The first application fee charged to the eligible American Express® Card will receive the credit. 3 Apply for The Platinum Card® within the Promotion Period and receive approval by 31. To send money: Once. 0 properties. streaming subscriptions, 3% back. Enter the amount that you want to transfer and click “Continue. Forbes Advisor Staff. If you have the Platinum Card already and have this referral offer, you'll also get 15,000 for each successful. 3. Right now, the public welcome offer on the Amex Platinum is 80,000 Membership Rewards Points after you spend $8,000 on purchases within the first six months of card membership. Each Amex Personal Platinum card pays dividends in the form of these annual benefits: $200 in Uber Credits (good for rides and uber eats) paid in the form of $15 each month (with a $20 extra bonus in December) into the Uber account the AmEx card is added to. While this fee is hefty, earning the generous welcome bonus is a great way to offset your costs in your first year with the card. We'll discuss what it covers and which cards provide it as a benefit. The American Express ® Personal Card. Other banks also issue American Express cards. Learn More. com, or bookings made by phone, through the number on the back of your card. Rewards: 1. Applied and instant approval for Amex Plat Biz card that was from the end of November targeted email. Welcome Offers . According to TPG's monthly valuations, Amex Membership Rewards points are worth 2 cents each, making this bonus worth $1,600. After factoring in the rebate, Amex Business Platinum cardmembers effectively get 1. 5. The Points Guy shows you how to pick the best card from American Express, based on your travel habits, preferred loyalty programs and more. Bottom line. Though it’s no guarantee, getting Amex preapproval means your. Step 2. The Amex Platinum card comes with tons of benefits a military traveler can utilize. ISABELLE RAPHAEL/THE POINTS GUY Overview of Amex Platinum authorized users. gas stations (on up to $15,000 in. spend $15,000 on eligible purchases with the Business Platinum Card within the first 3 months of Card Membership. when charged to your Platinum. We generally value Membership Rewards points at about 2. American Express Platinum Travel Credit Card with ~8. American Express has launched a new sign-up offer for the AMEX Platinum Charge, exclusively for MileLion readers. Changes to the Delta SkyMiles® Reserve American Express Card. Compare Charge Cards. This is on top of the regular 25,000 MR points from spending S. I/we authorize American Express Banking. 75% cashback on all purchases. The current welcome bonus for the Amex Platinum is 80,000 Membership Rewards Points after you spend $8,000 on purchases within the first six months of card membership. 1 Digital wallets are Apple Pay™, Samsung Pay, Google Pay™, Fitbit Pay™, PayPal or Amazon Pay. However, just because there’s a current offer below 100,000 points doesn’t mean you can’t find a better offer elsewhere. American Express Platinum Card (“Card(s)” to be issued as requested (including renewal and replacement of Card(s). At nearly $700, it. address. The Delta SkyMiles Platinum American Express Card can be a great addition to your wallet if Delta is your carrier of choice. The phone numbers provided below have been typically called the Amex Reconsideration Phone Number, but realistically you can call even if your application has not been rejected yet and is merely pending. Here are the rates that you can expect for the respective cards: Amex Platinum Card: $150; Amex Gold Card: $100; Amex Green Card: $75; Amex Blue Cash Preferred Card: $50; This means that your effective annual fees will come out to the following after the discount is factored in: Amex Platinum Card: $400; Amex Gold Card:. spending of S$6,000 within first 2 months of Card approval. S. Earn 80,000 Membership Rewards Points after you spend $6,000 on purchases within the first six months of card membership. Specifically, the Amex Platinum card has a $695 annual fee, while the Amex Green card has a $150 annual fee. Available for new Corporate Card Programs only. See rates & fees) 70,000 Membership Rewards® points after spending $10,000 on. Came back and said I was approved and to expect the new card within 1-2 weeks. There’s also the American Express® Green Card*, which offers 60,000 points when you spend $3,000 within the first six months of opening your account. Your interest rates will change in line with the Bank of England base rate. Then when you add in perks like airport lounge access, various elite. Get personal assistance for your account servicing needs. of 8% GST) / S$1,744. Corporate Platinum Card; Corporate Purchasing Card; Personal Card Annual Credit; Prepaid Cards. The Platinum Card® from American Express: Earn 80,000 points after you spend $8,000 on eligible purchases within the first six months of account opening. The Platinum Card® from American Express offers 80,000 Membership Rewards Points after you spend $8,000 on purchases on your new Card within the first 6 months of Card Membership. supermarkets for the first $25,000 spent per year. CardExpert Rating: 5/5. And Amex's network of Centurion Lounges is among the most exclusive in Amex's Global Lounge Collection. Best for Large Purchases: Ink Business Premier℠ Credit Card. In case your Card is lost, stolen or damaged, a Replacement Card will be rushed to you, usually within 2 business days, free of charge, anywhere in the world. The American Express Platinum card minimum spending requirement is in line with those of other American Express cards that offer high initial bonuses. American Express rounds out this card with travel protections like secondary car rental loss. Most eligible consumer cardholders can add up to $2,000 to their AmEx Send account.